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Financial services — Personal identification number (PIN) management and security — Part 5: Methods for the generation, change, and verification of PINs
This document specifies cryptographic methods for:
— PIN generation;
— reference PIN change;
— transaction PIN verification.
These PIN management functions can be implemented using:
— encryption using an approved algorithm (see Table 1);
— CMAC using an approved block cipher (see Table 1);
— HMAC using an approved hash algorithm (see Table 1).
Refer to ISO 9564-1 for basic principles & requirements regarding PIN establishment.
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